Showing posts with label Education. Show all posts
Showing posts with label Education. Show all posts

Wednesday, December 17, 2008

SYMBOLS & SUBSTANCE :: The Lost Year

You will constantly hear CHICOLE::INTERMIXED say something along the lines of follow your passion or go to Graduate or Professional school if it's really what you want to do. Students often return to school out of not knowing what they want to do or to meet the expectations of others. Below is one individuals decision NOT to go to grad school.

::
Grad School: My mind is telling me no, but my body is telling me...well...no.
Courtesy The Lost Year Experience

In September of 2007 I began researching grad schools for...well...I wasn't really sure what, actually. I was looking into schools that I thought I could stand going to, in fields that didn't make me want to gouge my eyes out with a spork. Truth is, I was at a loss and I thought the only way to find my way was to go back to school. And somewhere in the background my father was doing the happy dance of a parent whose child had decided to give up acting and pursue a "real" career. He was hoping for business school. My grandfather was hoping for law school.

I was hoping for a paying job that didn't make me look or feel like a moron, with decent benefits on the side.

I'm still not positive I don't want to go to grad school, but I do believe that it is not necessary in every field in the world today...in a lot of cases work experience and making connections are more valuble.

Plus, well, SHEESH it's pricey.

I was raised in a household (and community) where a great deal of emphasis was placed on the importance of education, so it was never even a question in the deepest recesses of my mind that I would attend college. After that, I just wasn't sure.

And I'm still not sure.

And next year I probably still won't be sure.

But sweet jeebus I hope I at least have that steady-paying job with benefits by then.

Oh, and my grandfather called the other day to ask how long the lease on my apartment was...because what if I need to leave to go to grad school???

Oh, siiiiggggghhhhh. To be able to make everyone in my family, including myself, happy and proud of my accomplishments in life...that would be nice.

::

Revisit CHICOLE::INTERMIXED's Deciding to Go post on choosing to attend grad and professional school. Are you sure this is what you want to do?

Thursday, December 11, 2008

SYMBOLS & SUBSTANCE :: Application Essays...Your 30 Second Commercial

By now you are aware that the graduate and professional school admissions process is highly competitive and that the application is THE deciding factor for your acceptance. Unfortunately, many students often stumble over the essay portion of the application. The essay questions not only provide an opportunity for you to answer the questions asked, but more importantly allow you to showcase , well, YOU. Understandably, this of course, is often the most difficult part of the application process. How can you possibly share your passion and purpose for continuing your education, highlight your strengths and greatest achievements, honestly divulge your weaknesses, and explain why you would be an asset to their program within the minimal word or space limitations?

Think of it as your 30 second commercial. You are the product, of course. Your writing is your pitch, your commercial. A quality and memorable commercial has a message. A clear and concise message is what makes a commercial of good quality and memorable. I hope you notice the simple but necessary thought pattern here. Your essays should do the same. They should answer the question asked, while maintaining the themes of who you are and why you should be admitted to the program. As you craft each essay, ask yourself, does your answer tell the admissions committee who you are, why you want to continue your education at their institution and program, and how you would benefit their program?

Here is a quick checklist for completing your essays. CHICOLE::INTERMIXED will gladly help you through this process. Trouble getting started or need an objective reviewer, send us an email or leave a comment and we'll help you out.


CHICOLE::INTERMIXED Essay Tips

:: Read all the instructions! This means all word and space restrictions.
Complete all essays for your program, even those marked optional. All essays marked optional are not optional. It’s a trick. If you do not answer them, you are yielding time to your opponent (other students trying to get admitted). Now, why would you want to do that? If the admissions committee tells you they are willing to giving your application additional time, USE IT!

:: Start early. Allow time for drafts and proofreading by several different individuals. Even the best, most simple commercials weren’t completed on the first take. They require hours of editing.

:: Consider your audience and what they are looking for. Don’t know your audience, find out! Call the school, department, or program and start asking questions. Surf the web or read the endless brochures they have. If you don’t address your reader appropriately, it’s like showing up to a white tie event in flip flops or sneakers. So inappropriate.

:: Write clearly, succinctly and with enthusiasm. Tell them what you’re going to tell them. Tell them. Tell them what you told them. Yes, you can add personality by writing around a central story or creative theme, but you still must write with brevity and purpose. There are some programs and schools who prefer flowery prose and long doctrinal answers to essay questions, but most like it simple and straightforward.

:: Use active voice. Answer your questions with “I” and first person.

:: Proofread. Proofread. Proofread.

Tuesday, December 9, 2008

TUESDAYS WITH MIRIAM :: College Savings 101...Start with a 529

Miriam is an Assistant Manager at a national banking institution. Her weekly posts will help you prepare for the financial realities of education and life. Be sure to leave a comment or send an email if you have specific financial questions.

College Savings 101...Start with a 529


What is a 529 Plan?
A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. It is named after Section 529 of the Internal Revenue Code which created these types of savings plans in 1998.

State plans are OK for out of state colleges
529 Plans can be used to meet costs of qualified colleges nationwide. In most plans, your choice of school is not affected by the state your 529 savings plan is from. You can be a CA resident, invest in a VT plan and send your student to college in NC. Check to see if your institution is eligible under 529 rules...here.

Which states offer 529 plans?
Every state now has at least one 529 plan available. It's up to each state to decide whether it will offer a 529 plan (possibly more than one) and what it will look like, meaning 529 plans can differ from state to state. You should research the features and benefits of your plan before you invest, research state 529 plans...here and even compare between plans compare between plans...here.

Tax Benefits
As long as the plan satisfies a few basic requirements, the federal tax law provides special tax benefits to you, the plan participant. See the top 7 benefits of 529 plans...here

Some states (but not all) offer tax incentives to investors as well. Research your state's tax treatment...here

Types of 529 plans

529 plans are usually categorized as either prepaid or savings plans.

Savings Plans work much like a 401K or IRA by investing your contributions in mutual funds or similar investments. The plan will offer you several investment options from which to choose. Your account will go up or down in value based on the performance of the particular option you select.

Prepaid Plans let you pre-pay all or part of the costs of an in-state public college education. They may also be converted for use at private and out-of-state colleges. The Independent 529 Plan is a separate prepaid plan for private colleges.

Educational institutions can offer a 529 prepaid plan but not a 529 savings plan (the private-college Independent 529 Plan is the only institution-sponsored 529 plan thus far).

Enrolling in a 529 plan
There are two ways to invest in a 529 plan:

Directly with the 529 Plan manager [now available at most banking institutions] or through a financial advisor.

Courtesy Savingforcollege.com

Monday, December 8, 2008

ChicMix Weekend Recap

This weekend, Chicole::Intermixed hosted a suit and accessories drive benefitting Dress for Success. We truly heart this organization. We hope you found time to give back this weekend too.

Here are a few upcoming events we can't wait to attend:

:: Fashion at the Culture Club sponsored by Epiphany Modeling Troupe::
Friday, December 12, 2008 :: Indiana University, Willkie Auditorium :: 7 pm




With half pivots, whole turns, mannequin turns and three phases of POSE, Epiphany Modeling Troupe is prepared to usher in a high style, class, and grace at Fashion at the Culture Club. With sponsors Urban Outfitters, Dope Couture, The Limited, Vanity, and K&S menswear, these talented models will showcase casual, professional, special event, outdoor, and formal attire along with their academic and community aptitude. Ten percent of all proceeds to benefit local community service efforts.
$5 in advance, $7 day of, $10 VIP seating. For additional information, please contact ldhampto@indiana.edu.

:: 23rd Annual Debutante Cotillion sponsored by Alpha Mu Omega Chapter, Alpha Kappa Alpha Sorority, Inc. ::
Sunday, December 14, 2008 :: Indiana Roof Ballroom, Indianapolis, IN :: 6 pm






Since 1986, Alpha Mu Omega Chapter of Alpha Kappa Alpha Sorority, Inc has presented over 400 young ladies to the Indianapolis community through the Debutante Cotillion program. Through workshops, seminars, mentoring and service activities, the Cotillion program provides academic scholarships, character and leadership development, and promotes friendship, community service, and volunteerism among high school juniors and seniors. In 2007, more than $100,000 in academic scholarships was awarded to participants after they were presented to family, friends, and guests. Won't you help celebrate the academic and personal success of the 2008 Debutantes?

Tickets are $50. For additional information, please contact info@akaamo.org or visit here.
Photo Courtesy Alpha Mu Omega Chapter.

:: Afternoon Tea 2009 hosted by e-vents: a wedding and event planning company ::
Saturday, January 3, 2009 :: The Canterbury Hotel, Indianapolis, IN :: 4pm


You are cordially invited to the annual Afternoon Tea 2009. Come and relive the stress of the holidays while enjoying a cup of tea and a wonderful selection of tea sandwiches and participate in the teacup exchange. R.S.V.P by December 20, 2008. For additional information, visit here

Wednesday, December 3, 2008

SYMBOLS & SUBSTANCE :: Difference Between Graduate and Professional School

A reader asked a great question...What's the difference between graduate school and professional school?

Graduate School is advanced academic training that prepares students for careers as faculty, researchers, or other scholarly endeavors. Graduate school allows a student to focus on one academic area of interest in the humanities, sciences, or social sciences and receive a masters or doctoral degree in that specific area. Professional school prepares students for careers in specialized fields that require licensing or other advanced certification like law, medicine, dentistry, business, etc.

Standardized test scores are a part of the application process for any advanced degree program. The test you take is determined by the program to which you are applying: The Law School Admissions Test (LSAT) for Law, The Graduate Management Admission Test (GMAT) for the MBA, The Medical College Admission Test (MCAT) for Medicine, The Dental Aptitude Test (DAT) for Dentistry, The Pharmacy College Admission Test (PCAT) for Pharmacy, and The Optometry Admission Test (OAT) for Optometry.

Monday, December 1, 2008

SYMBOLS & SUBSTANCE :: Deciding to Go

"The greatest danger when you make the decision to attend graduate school is failing to ask enough questions of yourself and those in the field to which you aspire." December 2003, Saint Louis University Career Chronicles

Going to graduate or professional school is a major time, mental, financial, and emotional commitment. Though, one that is very rewarding, if it is something you REALLY want to do.
The above article provides an excellent list of detailed questions a potential student should ask of themselves and others, especially in a down economy when everyone considers a return to school. I've summarized them into four very basic questions that can be twisted and turned into whatever direction they may need to bend. I've found simplicity leads to honesty when making life altering decisions:

More School
Is it for me?
Am I sure?
Am I sure I'm sure?
Am I sure I want to go now?

Answering these questions, and the many they are designed to elicit, honestly, passionately, and affirmatively is admirable. If in the end, you really want to go to graduate and professional school because it is what YOU want to do and a way for YOU to achieve your goals, then, GO. Getting to this point of self-reflection is a third of the overall first battle. The second third is finding and getting into a choice program. The final third of the first battle is completing the degree and using it to fulfill your personal definition of advancement and success. A start will always lead to a finish. What kind of a finish and when it will happen, are still up for discussion.

Tuesday, November 25, 2008

TUESDAYS WITH MIRIAM: Tis the Season to Save Money

Chicole::Intermixed is pleased to introduce Tuesdays with Miriam. Miriam is an Assistant Manager at a national banking institution. Her weekly posts will help you prepare for the financial realities of education and life. Be sure to leave a comment or send an email if you have specific financial questions.

Tis the Season to Save Money!!!

The holidays do not have to be a time where you have to spend, spend, spend. Follow some of these simple tips to help save yourself some money while buying your loved ones gifts that they will treasure!

1. Start Planning Early – Start making a budget before you make it to the holidays. Think about how much money you will have and how much money you will be spending on required expenses, gifts, and holiday entertainment. By doing this you will know how much money you truly have available to spend during the holidays so that you don’t overspend.

2. Make lists, Decide how much you will spend, and don’t go over! – It is important to make a list of who you will buy gifts for, what you are going to purchase, and how much you will spend. Stick to this list! Don’t spend more than you have allocated for each person.

3. Look in multiple places – Don’t just go to the store and purchase a gift. Do some comparison shopping to make sure that you are getting the best deal. Also, the internet is an awesome place to find discounted prices, but it requires you to start looking early so that you make sure your gifts will arrive on time.

4. Avoid using credit cards as much as possible – If you have started to budget for holiday spending well in advance you shouldn’t have to use your credit cards. However, if you have to use a credit card follow these guidelines:
a. Pay off the balance ASAP – Don’t let the balance hang around until the holidays float
around again the next year. Remember if you use credit cards more than likely you have
to pay some interest on them.
b. Use a card with a low interest rate – Go through your credit cards and use the one with
the lowest interest rate. If you have to take awhile to pay the card off, it will save you
some money in interest.
c. Don’t sign up for or use store credit cards – While the stores may offer you discounts
for signing up for these cards, the interest rates are typically extremely high.

5. Open a savings account now - If you don’t already have a savings account open one now. Start by saving $10 a week and you will have approximately $500 saved up for holiday spending next year.

Monday, November 10, 2008

Welcome to Chicole::Intermixed

Always one to find a relationship among the most unlikely things, I realized the relationship between my passions-people,and purpose-service. People are my passion. My passion is people, their EMPOWERMENT::ADVANCEMENT::SUCCESS. In coupling my love of makeup artistry and stationery expressions and my career in education, I found my unique way to be of service one individual at a time. At the most basic level of all three lies an individual's need and desire to feel special, unique, and appreciated. Unless someone has a certain level of self-confidence, dreams will remain hopeless dreams. Education and career goals will remain unattained and the personal definition of success will remain unfulfilled.

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Makeup Art & Details

From a simple coat of tinted and scented chapstick, to the most dramatic of full-faced runway looks, makeup is a tool that enhances both internal and external beauty. Some use it to cover, others use it to create. Either way, there is an emotional response that takes place and a level of confidence and self-esteem that springs forth. The old adage is true, if you look good, you'll feel good. If you feel good, then you'll do good.

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Educational Consulting

Too often higher education becomes an unnecessary barrier to life's goals. Some end up chasing degrees and end up in unfulfilling careers. While others never head to the traditional institution and end up loving life because they never really go to "work." What is right for you is right for you alone.

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Expressions

Handwritten or personalized expressions are the ultimate sign of appreciation and gratitude. Setting aside time to say thanks shows just how significant someone or a gift received was to you.

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This blog is dedicated to sharing resources and letting you know the latest happenings at Chicole::Intermixed in these three areas. Check back often and be sure to show link love, post your comments, or contact us at chicoleintermixed{at}gmail.com with questions or items you would like to read.